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Finding Life's Corners - Solving the Puzzle One Piece at a Time

8 Steps to an Emergency Fund

Unexpected things happen in life. I always think things should be easy and go as planned, but they never are/do. Does it ever seem like you overcome one crisis, just to land in another? Sometimes these unexpected events come with a price tag. An emergency fund helps keep a spendy surprise from becoming bigger.

If you’re living without a budget, or on a budget that does not include an emergency fund, unexpected expenses can spell disaster. That money has to come from somewhere, so you end up short-changing yourself in other budget categories or racking up debt. You can read more about how having a budget is less stress here. Continue reading →

Posted by Heidi in Money, 0 comments

Steps to Organization – Office

I haven’t really moved into the corner of my house that I intend to be my home office. It’s waiting on a few other major projects with my husband. Meanwhile, my computer desk is beginning to overflow with all my office supplies! The future office area already has some cupboards installed so I decided to go ahead and organize those. It’s near enough to my computer that I will still be able to access things when needed. Continue reading →

Posted by Heidi in Space, 4 comments

Keeping Habits While on Vacation

One of the easiest ways to keep your habits on track is with a regular routine. If you are used to washing your face and brushing your teeth right before you go to bed, you are likely to keep doing it. If you always take a walk around the block during your work break, it’s easy to remember. What do you do if your regular routine is shaken up? You might stay up later than normal and so feel too tired to wash your face, or forget to go on a walk over the weekend when you don’t have that regular break to remind you.

Taking a vacation is an obvious example of this. The whole purpose of vacations is to get out of your daily grind. You’re usually in a new place, doing things that you don’t normally do. This makes it easy to forget the things that you do normally do. Your workflow is broken. Continue reading →

Posted by Heidi in Habits, 2 comments

Productive Procrastination

Procrastination is almost a bad word in the English language. It’s often looked down upon as lazy or linked to feelings of guilt in the mind of the procrastinator. It creates a level of stress because there is an unmet commitment. What would you say if I told you that procrastination can be used productively? Productive procrastination sounds like an oxymoron but it has a real following.

There are times I become remarkably productive while procrastinating. While avoiding The Task, I do other important things in an effort to assuage my guilt. This often involves doing dishes (my least favorite chore) because the self-inflicted punishment of doing another task I don’t like makes me feel better about myself! Continue reading →

Posted by Heidi in Mind, 0 comments

Credit Card Basics

People can have very strong opinions about credit cards. Financial guru Dave Ramsey is beloved by many people but his strict advice about credit cards is to cut them up, pay them off, and close them. However, credit cards are a financial tool just like anything else. They can be a pitfall if you don’t have the self-control to use them well, but they can also benefit you with financial flexibility and rewards like cashback. Continue reading →

Posted by Heidi in Money, 0 comments

How to Drink More Water

You’ve probably been told to drink more water many times in your life. A common recommendation is 8 glasses a day. This is easy to remember, but does not measure your personal level of hydration. You may need more or less depending on the weather, your health, and how much you exercise. Continue reading →

Posted by Heidi in Habits, 2 comments